These terms apply to purchases from moneyquest, operated by Nguyễn Anh Khôi, 159/4b Bạch Đằng, Ward 2, Ho Chi Minh City, Vietnam. Contact: locallumen@gmail.com.
Money Quest is an English-language educational PDF workbook for children ages 10–12 to use with an adult. Purchases are made by adults or with an adult’s authorization. No physical item is supplied. Product contents and technical requirements are described on the product page.
Prices are in US dollars unless otherwise indicated. Any applicable tax is shown at checkout. Your payment provider may charge currency conversion fees. Access is provided after successful payment according to our Digital Delivery Policy. Please provide accurate checkout and contact details. If we cannot fulfill an order, we will contact you and provide any refund required.
Your purchase grants a non-exclusive license to download, complete, and print the workbook for personal use within your own household. You may reuse the activity pages within that household. Copyright remains with the rights holder; purchase does not transfer ownership of the content.
Do not resell, redistribute, sublicense, publicly upload, or share the PDFs or download links outside your household. Classroom, organizational, or other commercial use requires separate written permission from moneyquest. Statutory exceptions remain unaffected.
Digital sales are final. We do not offer returns, exchanges, or change-of-mind refunds. Our Refund Policy explains support for missing, faulty, or misdescribed files. Nothing in these terms limits mandatory consumer rights.
The workbook supports practice and family conversations. It is not personalized financial advice and does not guarantee financial or learning outcomes. Practice scenarios do not authorize real purchases. Adults remain responsible for purchasing permissions and appropriate supervision.
Our Privacy Policy describes how personal information is handled. Do not submit children’s completed worksheets or unnecessary sensitive information to our support team. Do not use the store unlawfully, misuse download access, or interfere with its operation.
We may update these terms for future purchases. The version applicable when you purchase governs that purchase, subject to mandatory law. Contact locallumen@gmail.com with questions or concerns. These terms do not remove rights or remedies that cannot lawfully be excluded.